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Identity Theft - What to Do

Identity Theft - What to Do
©2019, Melissa C. Marsh.
Written: 2/1/2001  
By: Melissa C. Marsh

If you discover that you've been the victim of identity theft, the Federal Trade Commission recommends that you take the following actions immediately:

  • Contact the fraud departments of each of the three major credit bureaus: (1) Equifax (800) 525-6285; (2) Experian (888) 397-3742; and (3) Trans Union (800) 680-7289. Tell them to flag your file with a "Fraud Alert," and include a statement that creditors should call you if they receive requests for new accounts.

  • Contact your creditors' security or fraud department and inquire about any accounts that have been tampered with or opened fraudulently. Follow up the phone call with a letter detailing your concerns.

  • File a police report, and keep a copy in case your creditors need proof of the crime.

Copyright 1999-2019 Melissa C. Marsh. All Rights Reserved. All Information on this website is subject to a Disclaimer and Use Agreement. This information is provided as general information only and should not be construed as legal advice. We advise you to seek the advice of competent legal counsel to address your own specific questions, facts and circumstances.

All information on this site is subject to a Disclaimer and Use Agreement

© Copyright 1999-2019 Melissa C. Marsh. All Rights Reserved