Identity Theft - What to Do
©2019, Melissa C. Marsh.
By: Melissa C. Marsh
If you discover that you've been the victim of identity theft, the Federal Trade Commission recommends that you take the following actions immediately:
- Contact the fraud departments of each of the three major credit bureaus: (1) Equifax (800) 525-6285;
(2) Experian (888) 397-3742; and (3) Trans Union (800) 680-7289. Tell them to flag your file with a "Fraud Alert," and include a statement that creditors should call you if they receive requests for new accounts.
- Contact your creditors' security or fraud department and inquire about any accounts that have been tampered with or opened fraudulently. Follow up the phone call with a letter detailing your concerns.
- File a police report, and keep a copy in case your creditors need proof of the crime.